Just wondering if you have one and if you've used one. What are the pros and cons of having one, and did it benefit you? We're considering whether to sign up through DH's work, but we found out it's like a whole different plan than just our regular health insurance? Not sure how it works, but wondering if anyone here had any insights/experience with it! Thanks!
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Yes because we have a HD plan.
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I have one and way under utilize it.
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Yes because we have a high deductible plan. I believe you can have health savings accounts without a high deductible plan though.
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yes, we have one and a high deductible plan as well. i don't see many drawbacks to it if you know you will be spending the money. and the money rolls over, so you don't lose it like you do with other pre-tax contribution accounts if you don't use it in a calendar year. there are limits on how much you can contribute each year, so i'd max it out if possible. does it come with a high deductible plan as well?
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4 comments