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Down payment on your first home?

  • poll: What % was your down payment?
    None : (13 votes)
    8 %
    less than 1% : (1 votes)
    1 %
    less than 2% : (0 votes)
    less than 3% : (1 votes)
    1 %
    less than 4% : (18 votes)
    11 %
    less than 5% : (4 votes)
    3 %
    5-10% : (31 votes)
    20 %
    11-15% : (16 votes)
    10 %
    15-20% : (44 votes)
    28 %
    More than 20% : (29 votes)
    18 %
    Other : (1 votes)
    1 %
  1. Mrs. Lemon-Lime

    wonderful pea / 17279 posts

    10%. All our money.

    For the house we are purchasing next week we are able to put 20% down.

  2. macintosh

    pear / 1750 posts

    20%, money was from an insurance settlement

  3. MenagerieMama

    pear / 1547 posts

    20% all our money. We bought in a super cheap (but up and coming) neighborhood. We also live off of one income and are pretty cheap. We share a car and don't have cable, etc.

  4. Mae

    papaya / 10343 posts

    Somewhere between 3.5 and 5%, I don't remember. We bought a house relatively young though (25/26). I'd only been out of school a year, and my husband had just spent basically all his savings on my engagement ring. But we wanted a house and could afford the monthly payments and I'm really glad we bought when we did because house values have gone up drastically since we bought.

  5. yerpie110

    nectarine / 2771 posts

    20%, our money

  6. Portboston

    persimmon / 1281 posts

    5% parents helped

  7. Rainbow Sprinkles

    eggplant / 11287 posts

    My husband bought our first house with 0 down. That house is now pending and we will be putting 10-15% down on our next house. Our money (not making any $ on the sale of our first home, unfortunately).

  8. autumnlove

    hostess / wonderful watermelon / 39513 posts

    20%, our money.

  9. PurplePeony

    pomegranate / 3113 posts

    20%, our money (mostly DH's savings from pre-marriage, though).

  10. SugarplumsMom

    bananas / 9227 posts

    20% our money + cost of inspections/test
    IL's gifted us money that we used towards the inspections & radon test
    In total, we paid 23% out-of-pocket.

  11. ValentineMommy

    pomelo / 5791 posts

    20%. I bought it before DH and I were together. It was money from an inheritance.

  12. hellobeeboston

    honeydew / 7235 posts

    First house, 5%, second house 20%

  13. pastemoo

    cantaloupe / 6146 posts

    @bluestriped bee: 100% and our money (parents thought we were crazy)! But I bet many bees paid more on their downpayment than I did on my house--very low cost of living here.

  14. BSB

    hostess / wonderful apple seed / 16729 posts

    bump

  15. sandy

    cantaloupe / 6687 posts

    20% down for my condo - gift from my parents.

    20% down for our house - all our money

  16. 808love

    pomelo / 5866 posts

    3% -all our money. Both sets of our parents never even owned a house when we were kids. We are at nearly 50% our value, 7 years in.

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