Hellobee Boards

Unless I need to use cash for some reason I use our credit card that racks up the most useful points. We used to stick with debit cards but once my husband had the chance to start paying for some expensive stuff for work and then getting reimbursed we made a concerted effort to make the points system work for us. It has been wonderful, we haven't paid for a flight in a few years!

Debit card, unless I have cash and it is only a couple bucks. Anything over $100, I usually put on Discover so we can get the cash back points. Then just pay it off at the end of the month. We save our cash back points all year, then in November redeem for Discover gift cards and that it how we buy most of our Christmas presents.

WIth our debit card!

Rewards/points credit card for everything - for the points and the added security.

usually debit, i feel CCs make me spend more

Credit card always! I looove getting the points! DH and I pay off our credit card bills every month though and never carry a balance.

We always use visa so we can rack up rewards points for flights. We flew to Turks and Caicos for our honeymoon on points!

All credit. We pay in full each month and get cash ack!

Credit card even though the reward points are low and blah, but we always pay it all off each month so it works out. I never have any cash on me.

Debit unless it is a big purchase, because I like the security a CC gives. We run our debit as credit for gas as well. Once our CC is paid off, we plan on using it for everything in order to rack up points

A combo - cash for smaller stuff, groceries, etc. Basically everything besides reoccuring monthly bills. Then a SkyMiles card for our monthly bills, and then we pay it off at the end of the month. We do a modified Dave Ramsey system.

Credit card - we pay off the balance every month.

Credit always.

@Leialou: that's awesome! Is that a reward system or did you set it up that way?

Credit card for everything.

Credit card for the rewards. I always pay it off at the end of the month.