Not including prenatal visits and ultrasounds, but feel free to include those, as well. Along with the cost of your birth/hospital stay, what sort of services and goods were provided for you?
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It'd be impossible to separate the birth from prenatal, etc.
We hit our max OOP that year, he had a NICU stay on top of a c-section. The gross charges from his hospital stay were $40k, our max OOP was $9400. This go round, our max OOP is $6250.
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I also cannot separate the costs. All in all: about $1500
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LO's birth and our hospital stay cost us $0. We had a private room for our entire stay. It was a vaginal birth with vacuum extraction, and he required intervention immediately after by a respiratory specialist and team of nurses/doctors. I was given an epidural (and so required an anesthesiologist), oxytocin (to help us labour down quicker/further), and ibuprofen/acedominaphen/colace after the birth. There were 3-4 catheters used. Free diapers and creams for our use, and a peri bottle that I got to bring home with me. I had 3 free ultrasounds, and monthly, then biweekly, and finally weekly visits. I opted for a for-fun ultrasound in late second trimester so our family could see baby via the internet link provided. It was over $100 but since it was non-medical in nature, I don't include it.
If it makes it easier to lump prenatal in, please do so.
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Prenatal: $25
Midwife: $325
Hospital costs for myself and H: $180We met our Deductible that year because of my husband's hand surgery. This time we are looking at close to $2k if we don't meet our deductible beforehand.
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$0 after meeting our $200 deductible from earlier in the year
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It's hard to say since I switched insurances midway through. But for the actual birth, we paid about €1000 since we elected for a private hospital and a private room and I stayed 4 nights. If I had shared a room or given birth in a public hospital, the cost would have been much lower in the private, or free in the public hospital.
Eta: most of my cost was the actual hospital room. L&D were covered.
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$0
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First prenatal visit: $20 copay. Everything else, including ultrasounds, was free.
Hospital stay/birth: $450. It's $350 if I had gone to a different hospital (I work for a university so hospitals in their system are $350 and an extra $100 if you go to the "rival" one, which is closer to my house.)
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We have great insurance which covers all pre-natal care, so we paid $0 for LO (including all pre-natal and the birth itself).
Every time I have a miscarriage though, we end up with a co-pay for my follow up appointment because it is not considered "pre-natal" anymore. For some reason, that just bothers me so much.
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I had a home birth with an out of network midwifery group. We paid a total of 3200 up front (on a payment plan over the course of prenatal care). After everything was said and done with the insurance billing and reimbursements the OOP cost was between 1300 and 1400. That includes all of prenatal care (including labs, ultrasounds, and nonstress tests) as well as labor, delivery, newborn care and procedures, and postpartum follow-up care.
Edited to add: An in-network hospital birth with the same plan would have been $300 plus any anesthesia fees
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It was about $6500 with prenatal visits.
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Dd1: $6000 ($3k deductible, which we hit with all the prenatal care (dr visits, labs, ultrasounds, etc.). She was born 10 days after the new year, so we had to hit the deductible again). Emergency c section, one day in nicu, 4 night hospital stay.
Changed jobs, changed insurance...
Dd2: $0, no deductible. All same prenatal care as dd1, repeat c section, 3 night hospital stay.What a difference insurance makes!
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I only remember paying $200 for LO1 and $0 for LO2. There were some insurance plan changes between having our 2 kids.
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About $3500 for this one
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Before insurance, $20,000? Extended stay for both of us due to complications (he had a collapsed lung, head injury & jaundice, my BP skyrocketed and wouldn't come down).
After insurance $500 & change. We had a $1000 deductible and had a little left to pay to meet it after his birth. -
I met my deductible for the year prior to hospital visit so $0 for that, but pregnancy related medical care (including ER) had got me to $2500 OOP.
LO was charged a separate bill for NICU stay which was about $1500
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Pre insurance prices? I didn't keep track.
All my prenatal visits were covered 100%, but I had maybe $100 in blood work copays.
Hospital stay cost me $200 and my son $200.
Doula cost $1200.
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We met our 10k family deductible that year BECAUSE OF the birth. And it was an uncomplicated, unmedicated, vaginal delivery. We had to pay extra for things like the NICU to do her examination because no regular pediatricians were available. We also had to pay for certain doctors who were not in our insurance network.
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I think it came to a little over $1600 including prenatal and ultrasounds. Everything was in one calendar year which helped for the deductive being met only once. Vaginal birth, no meds, 2, sort of three nights in the hospital (gave birth at 11 pm, got to our room at 3 but that counted as the first night sort of ).
The charges just for delivery- no prenatal, no stay afterwards, were over $10,000. I arrived at the hospital 45 minutes before delivery. Crazy.
Before insurance
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$120 Canadian for three nights in a private room at the hospital. If I didn't also have private insurance the bill would have been $540
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Honestly I have no idea anymore! Our insurance was not want we thought! I paid my $500 that I thought was it! We just had bills keep rolling in
Seemed endless! -
Prenatal visits were covered, but I had to pay around $25 for each ultrasound. I also wound up getting bill around $50 for meeting with a dietician when I had gd.
As for the birth it was around $250 and that included a private room (although it was the only option) and "room service".
We had really good insurance then though and I can only imagine what it will be next time.
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About $6k for each birth.
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About $1,000 for everything. If I end up needing a hospital transfer/c-section, maybe another 1K?
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Both of my kids' births were around $1500-2000. I changed jobs in between but had very similar plans from the same insurance company. All prenatal care was free both times. I had an uncomplicated vaginal delivery with my first (insurance was billed about $27k) and an emergency CS with my second (insurance was billed about $40k). Different hospitals in the same state.
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@coopsmama:
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It varies so much, even within the same country. For countries that have a single payer system, we don't necessarily know how much the birth would actually cost, we just know that we pay $0 or very little, often for upgraded services such as private rooms.
I know in the U.S. there is the cost as evaluated by the hospital (whether or not it's inflated is another matter), then the cost to the insurer, and the cost to the patient. Lastly, there is the cost of monthly insurance. I guess my thought there is if you had no insurance, and were in the same situation, you would be paying the first amount. Of course, this accounts for the wildly varying accounts within the same country.
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@FaithFertility: yeah the bills that keep rolling in are what annoy me the most. The hospital had called ahead of time and let me prepay for a discount of ten percent- cool, so that's it right? No, that was just for my stay, I guess, because I've gotten at least five different bills from different departments. I wish they would consolidate everything and tell me what I owe all together. Though I'm sure part of it is our insurance too.
Also I think my prenatal care was all one $40 copay.
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We met our 6k max deducible. I thought we had good insurance
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$100 for birth. $0 for all prenatal care.
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For the birth itself somewhere between about $2,500 and $3,500. For everything, soup to nuts, between $5k and $6k.
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In 2015: About $2000 for extra ultrasounds, bloodwork, and an OB triage visit.
In 2016:
$3700 for the hospital stay/labor & delivery.
$800 for prenatal care, which my OB doesn't bill until after the baby is born. This is the 20% coinsurance I'm responsible for, the global fee is somewhere in the high $3000.HSA plan with deductible of $2600 which reset on jan 1st. So we hit our deductible last year with prenatal care and extras, and we'll be close to our OOP max with the next month since LO was born 2 wks ago.
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Cost me my deductible x2 since it fell over the years so $6k. This one will cost me $100 admission fee since I'm delivering at the hospital I work at. Yay!
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We paid nothing out of pocket, but we paid $250 a month for basic coverage just for me.
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SO grateful we live in Canada!
Our only cost (beyond lost wages for the extra days my husband took off the first week) was the appointment at UCbaby because at my husband had been away at week 20 when NS gives you your only ultrasound, and I didn't want him to miss seeing our baby. We also found out we were having a girl at ucbaby, because at the time NS wouldn't tell you what you were having. When I get knocked up this time, they'll tell us, but we'll still do UCbaby so we get the disk of images for both our kids. -
We paid about $1,000 for each child, including all the prenatal care and ultrasounds.
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I think I should appreciate our health care more. $0 in Canada.
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@Mrs. D: I love UCBaby. It was pretty fun to get to see him again, and I loved having the extra images, and ability for my parents, brother, and inlaws to see and experience it from afar.
@yoursilverlining: I have never heard that expression before! Neat!
@Foodnerd81: That sucks! It's got to be so frustrating. I know I wouldn't have wanted to deal with trying to keep track of multiple bills during the newborn days/weeks. Just wanted to concentrate on all the squish!
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0$, private room both times at no extra cost
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