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How much did your LO's birth cost you?

  1. Winterbee15

    cherry / 167 posts

    $0. When I was added to DH's health insurance after we got married, I forgot to take myself off of mine. Oops. So I was stuck on both until the next January. I got pregnant 3 months after we were married so I was carrying both insurances at that time. It ended up being a blessing. I ended up paying $600 in premiums for my healthcare but that saved me from having $3k in bills had I only been on DH's insurance. So I guess technically I probably paid $600, depending on how you look at it. Insurance is so confusing.

  2. Astro Bee

    pear / 1503 posts

    @Winterbee15: How fortuitous! If much rather pay $600 rather than $3000.

  3. Mrs. Pickles

    kiwi / 584 posts

    this it out of pocket (I don't even want to think pre-insurance)
    Lo1: about $1, 000 , induction, 36 hour labor, emergency c section, 4 day in hospital private room, diapers, all my needs, blankets, a cute knit hat from the knitter's group were all given from the hospital

    @dc yoga bee: completely agree with you as far as the job goes, I'm in the same boat

    Lo2: $142.00 to the anesthesiologist, RCS, 2 night stay, and all the extras that I mentioned above were included again, my obgyn actually gave me a little hat this time

    4 years inbetween, and different hospitals made a difference I suppose, same obgyn though

  4. Winterbee15

    cherry / 167 posts

    @Astro Bee: yes! I didn't think of how beneficial it would really be until I got pregnant!

  5. Raindrop

    grapefruit / 4731 posts

    LO#1 - We paid 200 for labor and delivery I believe (total bill 36k), uncomplicated vaginal birth.

    LO#2 - We paid 110 for labor and delivery - same insurance 3 years later - not sure what changed but our total bill was crazy (72k) because of 2 surgeries. Very complicated emergency c-section birth.

  6. anonysquire

    cantaloupe / 6923 posts

    Total cost with checkups, ultrasounds, the birth and all the 6 week pp check for me and for baby was $2400 for the first and $2300 for 2nd. At a nothing center.

  7. Keybee

    kiwi / 735 posts

    $1,600 not counting prenatal care. I was induced, I had an epidural, vaginal birth, private room for 3 nights. Baby spent an extra night in the hospital with jaundice, she was under the lights and that cost us $500, which I included in my 1600. Prenatal care was $600. The max out of pocket is $2,000 per person $4,000 per family.

  8. LuLu Mom

    GOLD / wonderful olive / 19030 posts

    Doctor's bill (with all prenatal checkups/U/S/C-section delivery): $1400

    Hospital bill: my room/care plus baby care. $1200

  9. MamaG

    pomelo / 5298 posts

    About $6000 for each. They were single calendar year babies and I came close to out of pocket max for each. They were each c-sections. I am higher risk so I did have more than normal ultrasounds which did contribute to the cost.

  10. Pumuckl

    pomegranate / 3601 posts

    Nothing for both births.

  11. LatteLove

    apricot / 441 posts

    we paid $0 for all prenatal care and hospital delivery, but I did pay $900 for a doula which was so worth it!

  12. petitenoisette

    pear / 1521 posts

    I used my daughter's birth as the qualifying event to cancel my individual insurance and join my husband's. His plan has a 1k deductible for birth. Mine would have been 0. We couldn't get an answer beforehand as to which insurance would cover the hospital stay since the new insurance would retroactively start the date of her birth. But we never got a bill so I guess mine covered it! So it was $0. All prenatal visits $0 as well.

    And now I'm realizing even if we had had the 1k deductible we would have been lucky. Though of course we pay hundreds a month in health insurance premiums...

  13. arosebyany

    clementine / 955 posts

    Total all apt. Delivery, and pp visit around $12,000 before insurance. Out of pocket I paid my $400 (maternity) deductible. I also had 10 ultrasounds during that time.

  14. ValentineMommy

    pomelo / 5791 posts

    Both boys I paid $150 out of pocket for the hospital visit. Both times I was there 5 days, 4 nights (c-section) in a private room. This included the c-sec, anesthesia, use of the nursery (with DS1, the hospital got rid of them before ds2), saw a specialist after having DS1 due to complications (neurologist), and 24 hour room service.

    Out of pocket would have been over $75k for DS1 and $38k for DS2.

  15. Mrs.KMM

    grapefruit / 4355 posts

    Under $1000.

    This covered 6 days in the hospital for me, 4 for DD. It also included a c-section (and all the anesthesia that comes with it). Tons of meds, OBs, pediatricians. anesthesiologists, etc. Room service, diapers, formula, toiletries for me, etc. Honestly, I don't feel like we had to pay much considering all that it was covering!

  16. 2littlepumpkins

    grapefruit / 4455 posts

    @Astro Bee: $50 for dd on our old HMO, but we definitely couldn't go to the "nice" hospital. For our second we actually CHOSE to go back because there was so much drama with the pregnancy that I didn't want to change Drs midway. Paid $0 on PPO because I'd already met my out of pocket max due to hospitalization at 8 weeks!

  17. PawPrints

    pomegranate / 3658 posts

    This thread popped into my mind today as I was looking through 2015 EOBs, and I realized I never replied here. I used my primary and DH's secondary coverage and we wound up paying a grand total of $31.18 for the birth (that was specifically for the repair actually) and used the FSA card even for that. I was kind of amazed since it was so nice, private, etc.


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