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How much do you have in your savings?

  • poll: How much do you have in your savings?
    Less than $2k : (37 votes)
    21 %
    $2-5K : (13 votes)
    7 %
    $5-10K : (19 votes)
    11 %
    $10-15k : (18 votes)
    10 %
    $15-20k : (14 votes)
    8 %
    $20-30k : (17 votes)
    10 %
    $30-40k : (7 votes)
    4 %
    $40-50k : (3 votes)
    2 %
    $50-60k : (7 votes)
    4 %
    $60-70k : (6 votes)
    3 %
    $70-80k : (4 votes)
    2 %
    $80-90k : (3 votes)
    2 %
    $90-100k : (2 votes)
    1 %
    More than $100k : (7 votes)
    4 %
    More than $150K : (5 votes)
    3 %
    More than $200K : (0 votes)
    More than $250k : (6 votes)
    3 %
    More than $500K : (7 votes)
    4 %
  1. Littlebit

    nectarine / 2932 posts

    We have about $5k in cash, I don't count his 401k or investments.

  2. jillybean218

    cherry / 165 posts

    I voted in the $5-$10k range, buuuut I forgot about one of the accounts DH brought into the marriage! So really we're in the $15-$20k range.

    DH is a saver. I'm a shopper. It works out because I love seeing our account balances so high! And I end up buying cheapie things to satisfy my shopping urges.

    Included in my shopping problem is the urge to pay off debt. My student loans add up to just under what we have saved. I SO want to just throw all the money at the debt and make it disappear, but that would be really dumb.

  3. doxielove

    persimmon / 1388 posts

    We have about $1500 in savings. Enough of an emergency fund to keep me happy. I hate having a huge savings balance; my student loan interest rate is insane so it makes absolutely no sense for me to keep $ sitting in savings, earning at a lower rate.

    Any extra $ we have goes toward those damn student loans! :-\

  4. Crisark

    pomegranate / 3398 posts

    $0...it's been a rough couple years for money.

  5. Modern Daisy

    grapefruit / 4187 posts

    Uh yeah.. just enough to cover my maternity leave and hospital bills plus supplement the amount we'll be in the red every month paying for a nanny for about 6 months - a year. So it's a really good thing DH was promoted recently and gets a bigger bonus next year since we will need every penny.. I'm secretly hoping this finally pushes him over the edge towards moving to Philly though - watching our savings completely disappear and have nothing to show for it..

  6. Tidybee

    nectarine / 2834 posts

    @Modern Daisy: I'm hoping for the same! It's so hard to look at houses there for less than the price of our tiny apt!

  7. Tidybee

    nectarine / 2834 posts

    Plenty...but it will take a big hit if and when we buy a house.

  8. looch

    wonderful pear / 26210 posts

    Still a nice sum, but we recently sunk a good amount into our house down payment. I feel like no amount is ever "enough" though.

  9. deactivated_account

    GOLD / pomegranate / 3938 posts

    @Cherrybee: you've described my situation exactly! Except I may or may not still be paying for my wedding one year later! Oops!

  10. Vegmama

    pear / 1799 posts

    Holy crap!!! Some of you have 500k in savings?? We just started really saving in the last year, and we were almost to 20k ... Instead of buying a home this year, we opted to rent our dream home, and used a big chunk of our savings for our deposits and first/last rent. It feels good to have $$$ in the bank, but I wish we weren't so hard on ourselves for being slow to grow it or taking money out.

  11. JennyLayneAZ

    nectarine / 2690 posts

    $20 right now. which is partly why we're not TTC yet. Boo.

  12. deactivated_account

    GOLD / pomegranate / 3938 posts

    @Vegmama: I wish I had rented a dream home by the beach before I purchased my suburban condo!

  13. cmomma17

    honeydew / 7811 posts

    @Pumpkinspice: I hate that you're in that situation, but I'm glad I'm not alone! Hang in there! Let me know if you need any support!

  14. Mrs. Train

    blogger / pomegranate / 3300 posts

    We practically have nothing. We had some big emergencies that took us down to zero and we aren't saving much since we have credit card debt. This year we will have two preschool tuitions so I don't think it's going to get much better any time soon.

  15. sorrycharlie

    hostess / watermelon / 14932 posts

    a few thousand. but we have a lot - a lot - of debt.

  16. pinkcupcake

    cantaloupe / 6751 posts

    Whoa some ppl have $500k +?!?! I wanna be your friend

    We have a decent amount in an easily accessible savings account. Prob about 5-6 months of living expenses.

  17. Dandelion

    watermelon / 14206 posts

    We have an largish inheritance from his father that is in stocks and our savings accounts.

  18. plantains

    grapefruit / 4671 posts

    We had a really good chunk and then we bought an apt in NYC so it is back to the drawing board.

  19. MrsStormy

    clementine / 818 posts

    We have about 4 months of our combined net income in a savings account, I'd like to have 6, but I don't know how soon we will get to that since we have some other financial goals that are taking priority. We also have other investments and such that I didn't count though since they aren't necessarily easily accessible should we need them in an emergency.

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