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How much do you pay for your ins?

  1. Mrsbells

    squash / 13199 posts

    Mine $90 every 2 weeks. It is very high but its good insurance I didnt have to pay anything during my pregnancy after my initial $15 copay for my first OB visit. My hospital bill was over $20,000 but I onlyhave to pay $1200 because my copay is $300 per night. It used to be $150 a night but went up a month before LO was born!

  2. regberadaisy

    GOLD / wonderful pomegranate / 28905 posts

    Mine is free through my work, my husband's is ~$50 each weekly paycheck, LO is $30 a month through a state funded program.

    I don't mind mine since it's free and I think my portion of delivery charges came out to ~2K? My husband's suck. LOs pretty much everything is covered and can't complain for the price!

  3. looch

    wonderful pear / 26210 posts

    I thought I posted this before, but for us, it costs about $600 for the three of us per month.

  4. ladyfingers

    pomelo / 5331 posts

    My employer pays our premiums 100%. I have a $20 physician copay and $50 specialist copay. Medication ranges from $10 to $50. I have to pay a $1,000 deductible toward my OB's global fee. I'm not sure yet if I have an additional deductible toward hospital fees, the language in the plan is "we pay for two days' hospital stay in the event of a vaginal delivery, three(?) days for C-section."

    DH pays $61 every paycheck (every two weeks) but I'm not sure what his benefits are.

    Once LO comes, I'm not sure what plan she will go on. It will cost me $176/paycheck to add her, not sure what DH's premium would be.

  5. calsmom

    persimmon / 1087 posts

    I believe our insurance is around $120/month for the 3 of us. We have a POS with a high deductible of 3k. We aren't crazy about it.

  6. Meridian

    pomegranate / 3716 posts

    Somewhere around $450 - $500/month for the 2 of us.

  7. mrskc

    bananas / 9357 posts

    I don't pay anything and neither does my husband. I'm actually on his insurance as well as it didn't cost anything extra to add me, so I'm double covered. I never pay anything. I have a $200 deductible on mine and $100 on DH's. For all my maternity costs, I won't pay a dime. The billing lady at my OB's office told me I had beautiful insurance. haha I definitely feel lucky.

  8. mrs. bird

    bananas / 9628 posts

    @mrskc: ooolala! that is some beautiful insurance!

    @sweetchic: that isn't pretty! i hope you have a very low deductible/copay!

  9. chibee

    pear / 1974 posts

    $89 every paycheck (twice a month) for me and my husband. I think my deductible is $250 per person. Copay i think is $30. My friend at work that just had a baby said she only had to pay something like $300 for the whole ordeal when she gave birth? Not too sure what that means though, guess it's something I should look into for the future!

  10. JerricaBenton

    pomegranate / 3872 posts

    Wow! We pay about $850 per month for just me and my husband. It's a good plan but I can't believe how much it is. We are self employed so it's our best bet for a quality plan. We are in NJ. Self employment has a lot of perks but a few definite smacks in the face, haha!

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