Our open enrollment ends Monday and we have a choice of two plans. We don't plan on any major medical expenses this next year or medications.

Plan 1-the kids and I are 314$ premium. It is a high deductible. $3k individual, $6k family. No out of pocket max. It pays 100% after deductible met.
Plan 2-the kids and I are a $344 premium. It has a $3k Indiv/$9k family deductible. Oop max is $6350 indiv/12700 family. Pcp visits are 50$. Most all else pays 80% after deductible met.

I know our insurance blows. Any pros/cons to which I should pick and why?