Ugh! My DH and I have to pay for our own insurance out of pocket as neither of our employers provide it for us. We are trying to get our son into the CHIP program which we would be able to pay a lower cost for his insurance. But, no matter how we do it, he would have to be uninsured! Even if we stay with the same insurance company there would be a time period of about a month where he would have to be uninsured. I just hate dealing with this all! I don't quite understand why they would make a program so difficult! We just can't take the risk of having him be uninsured! We can hardly afford health insurance in the first place let alone if something would happen while he would be uninsured. UGH!

Sorry for the complaining... I just had to get it out!