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Those bills are crazy! I remember my parents telling me that when my sister was born 30 years ago (she was 2 months early) the bill was almost 300k for a month in the NICU and all the extra hospital bills from compications later on. They didn't have insurance at the time and just barely got done paying those bills off a couple years ago.

Holy cow. I hope they name a hospital wing after your family!!

Oh my gosh! Good luck sorting everything out with your insurance company. I know it can be confusing and frustrating at times.

Wow @sandsandmore. I'm so sorry to hear about your son Sam. I hope Sebastien is doing well.

I'm glad you have insurance after all that. Do you happen to know what your deductable is and what you pay on top of that (like 10%, 20%, etc)? That should help you figure out what you'll end up owing for the actual medical costs since you know how much the bills were.

@sandsandmore - I can't even imagine how difficult the entire journey has been for you guys. I'm hopeful that your insurance will cover most if not all the costs. Do you know what your out of pocket maximum is?

@sandsandmore: your strength is amazing.

The main issue I have with insurance is that in the US it is overwhelmingly tied to ones's employment. Things can be going along fine one month, and then the next, you might be out of a job and out of insurance. Where I live, insurance coverage is mandatory for all people living in the country, so whether or not you are working, you must be insured. As a result, the insurance companies have all kinds of levels of policies. It's not cheap, but it takes away a lot of the worry. At the end of the day, nothing is free and we all pay for those that with higher premiums.