For my parents: My brother and I splurge for their birthdays (both are in September) or Christmas..
My brother: No splurge - we have a no gift exchange policy to keep things simple 
My DH: Birthday
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Christmas for sure!
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My DH: Anniversary
My kids: Birthday & Christmas
My parents: Christmas and Mothers/Father's Day
My brother: Christmas
My friends: Wedding & Baby ShowersOk this all sounds so obvious now that I type it all out. haha
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Christmas!
I don't really exchange gifts with people at any other time of the year.
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Birthdays, weddings, and showers!
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Christmas!
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Christmas and baby showers.
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Birthdays and Xmas.
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Birthdays followed by Xmas. I love giving presents!!
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