Just curious... what is your target retirement age, if you're working?
Just curious... what is your target retirement age, if you're working?
112 votes
wonderful grape / 20453 posts
I assume 60's. My dad retired in his 40's and my mom in her 50's and I just figure I'll be working because there'll be no social security left and I can help my kids out a little, plus fund my lavish vacations (in my head lol). I can only hope I like what I do at that age enough to continue. In a perfect world, I could work a couple days a week at that age!
blogger / pineapple / 12381 posts
I was surprised to hear you say you were going to retire in 10 years @shellio: I imagine I'll want to keep working at least until I'm 70, barring any health issues. I feel like I trained for so long that I wouldn't want to let go of my skills so soon.
pineapple / 12526 posts
Probably old. lol. I like to work and I dont do well when Im idle. Im going to be one of those old lady cashiers even after I retire from a regular job.
pomelo / 5509 posts
If I continue to work after we have kids, I want to say 60? Maybe 65. I can see DH being one of those people who never retires. Both of our fathers are like that. Both of our mothers retired on the "early" side, around 55.
pomegranate / 3658 posts
We're on track to retire before age 45, maybe closer to 40. We'll see how it goes with our savings and investment goals once kids and daycare are a part of our lives, though.
hostess / wonderful apple seed / 16729 posts
Probably when my company forces me to retire.
I doubt we'll be ready to retire early unless I win the lottery or something.
pear / 1614 posts
@Mrs. Jacks: Yeah, I felt that way at one time too. My job is rewarding, but I don't feel like I need to continue just because I spent a long time getting here. It is still a very vague plan right now, I hope to be ready to retire in 9 years but by that time I hope to only be working at 0.4 FTE (so maybe 20-30 hours a week) and maybe I won't want to stop. I just have so many other things I want to do, including hobbies, travel, and spending time with my kids. I can't imagine working till 70+! Even 50 sounds like such an old retirement age to me since discovering the early retirement world, ha ha
pomegranate / 3779 posts
I'd like to retire at the same time as DH and when he is 65, I'll be in my late 50s.
wonderful grape / 20453 posts
@shellio: get on with your bad self send us pics from Tahiti heh
pomegranate / 3809 posts
We hope to be able to retire by 45, but would probably have to at least continue to work part time for the health insurance.
pear / 1614 posts
@blackbird: That would be awesome! More likely pics of me in jammies every day, plowing through all the books piled up on my Kindle that I haven't had time to read
wonderful grape / 20453 posts
@shellio: mmm I love to read. Keeps your brain sharp, too. That's the one big thing I noticed about my parents retiring early-use it or lose it, for sure
coconut / 8279 posts
Honestly, I never want to retire. My 91 year old aunt still works (elementary school library once a week and teaches painting at senior center) and she still drives, lives alone, vacations, etc. My grandfather lived to almost 91 and he was still working at the family farm and also was driving, lived alone.
My grandparents that retired passed away in their 60s and early 70s.
coconut / 8279 posts
@loveisstrange: let's go back to working at VS as old ladies I used to always say I wanted to be the grandma that worked there!
GOLD / wonderful apricot / 22646 posts
Dh and I both want to retire at 60 latest. We want to volunteer, travel, and enjoy our kids/grandkids god willing. while we're in good health and younger age!
kiwi / 566 posts
Probably 70+. For a few different reasons: I went straight from undergrad to my masters so I've had pretty much no time in my desired field and I am sure once I finally get into it I'll likely want to stay as long as possible. I also eventually want to get my doctorate but go back to the field or teach the subject and by the time I do that I'll already be older so I'll want to take advantage of that training and learning for as long as possible. I can see myself working in some capacity, possibly part time, forever (or as long as I'm healthy). I'm definitely not in it for the money (neither early childhood education or ministry pay well at all!) so if retirement was truly a goal I'd be in a different field. My mom will likely work until she's 70+ as well and if she wasn't working she'd be volunteering at the same thing. My dad went into a high paying field so he could retire early and will be retired soon at 55. So I have seen it both ways but for me I'd rather get paid less working indefinitely in a field I'm passionate about where I would still have the flexibility to go part time and travel and spend time with family in the future.
coconut / 8430 posts
@rachiecakes: LOL!
I'd love to retire from my "career" job in my late 50s, and then devote my time to pursuing hobbies, doing volunteer work or perhaps some sort of part time fun/low stress job.
blogger / wonderful cherry / 21616 posts
Maybe mid 60's? But I have no idea- I may want to continue for longer than that!
bananas / 9899 posts
55ish. That's when we'll retire from our "day jobs". We will still have apartments to at least partially manage though. And we may be still doing some part-time "work" as a hobby.
blogger / wonderful cherry / 21628 posts
DH wants to retire at 50! I told him he should work until our kids get through college for the benefits. I don't know when I want to retire. I'm 7 years younger than DH so I will probably retire after he does.
grapefruit / 4663 posts
Me at 50 and DH at 55, we'd rather spend our time doing other things. We may still pick up side projects but not work full time.
grapefruit / 4663 posts
@shellio: sounds awesome to me this thread is interesting, Im surprised at all of the 'later' ages. I love my job and it is fulfilling but it's not what I want to do forever.
blogger / pineapple / 12381 posts
@shellio: that's so awesome. I on the other hand, wouldn't know what to do with myself! Part if my issue is probably that my identity is probably too tied up in work ;). (Besides, my kids won't be in college until I'm 60!)
I'm sure I'll be "that doc" who shows up for grand rounds every week in my 80's
clementine / 903 posts
60ish, but who knows! I feel too young to think about this! I consider work fun right now, but who the heck knows how I will feel about it in 30 years?? I am not the type of person who has enough outside hobbies to retire at 50 or younger. I wouldn't trust myself to do anything productive or keep my mind sharp.
grapefruit / 4817 posts
Probably never. Most everyone I know who's retired early also died before their 80's, so that's motivation for me to keep going.
pomelo / 5093 posts
No specific age plans for retirement. I haven't even started my career at 31. I plan to transition back into working in the next few years, and maybe go back to grad school in 7 or 8 years. So it'll probably be 5-10 years before I have a really firm career established, and then I hope to enjoy it enough to want to continue through out my life. My husband is also not the type to retire - his job is really his life, outside of us.
I'd like to travel and such more and more as I age, but really, I'd like to have a career that I enjoy so much that I want to keep doing it.
coconut / 8472 posts
I'm not sure, DH and have to figure out our plan still. He's almost 7 years younger than me and I don't really want to be on my own for 6ish years before he retires. Plus I want to do a lot of traveling and once I get to my 70s it will be harder to do. We do have kind of a number figure in mind that if we get there, we'll retire regardless of age.
grapefruit / 4770 posts
I will be eligible to retire from the govt at 56. I'd be interested in pursuing other interest at that point, and in an ideal world get to travel the world doing yoga.
pear / 1672 posts
Honestly, I have no idea. I don't think our generation can depend on Social Security as a fall back, and costs will only continue to increase over time. I want to make sure that I have enough so that my LO can focus on her and her family's financial future. Also I'm in my late 30's and I am not where close to accomplishing what I'd like to professionally.
I also think aging is going to be different in the future. People are already living longer.
Who knows?
kiwi / 661 posts
Most of my big debts (student loan / house) will be done in my early 50s.... so hopefully with another 15 years of FT work under my belt I'll have a real safteynet and means to retire. The earlier the better in my book!
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