papaya / 10570 posts
We couldn't afford for me to stay home - I earn the most and we need my FT wages to pay the mortgage. I guess DH would have to quit work and be a SAHD. FT nursery fees for 2 kids is more than he earns, never mind 3.
wonderful grape / 20453 posts
No way. We would still come out ahead financially, though, and there are too many other benefits to discount. Plus, maintaining my sanity is a big one I would go batshit crazy with 3 at home. Plus pulling E out of daycare suddenly? No way!
GOLD / pineapple / 12662 posts
We would come out fine on the financial end, even with 3 in daycare (at $1,600 per head!). What I don't know is whether my career would survive with all of the absences and (further) reduced working capacity.
GOLD / pomelo / 5737 posts
I hope not since I'm just about to start ft again. I'd have to look for a cheaper, probably in home daycare though...just to break even.
Realistically there's a good chance we would stay in the city/area dh works in and I'd stay at home..we'd be better off financially and probably still send dd to half day preschool at 2-3.
GOLD / squash / 13576 posts
@MsLipGloss: That would be our real issue too. We would probably put B in daycare part time and get a nanny for the twins. But I would really worry about how I would handle 3 children plus my billable hour goals. Which I already SUCK at meeting.
@littlek: I just don't see me being able to come close to meeting my requirement. And with DH traveling so much more, solo parenting 3 during the week . . . *oy*
I wonder what it would really take for me to *allow* myself to walk away . . .
nectarine / 2028 posts
Probably. I'm a teacher and a tutor, and make very little money as it is. I would certainly be paying more for childcare than I make in that scenario! As it is we're trying to figure out what an appropriate work-childcare balance might be.
oh a third option is an au pair. A friend from college has 3 under 3....a singleton and a set of twins. She's a SAHM and they hired an au pair.
When your back's against the wall, sometimes you have to look at less common solutions and I would probably consider this one very, very heavily, and put her in the basement in a nice room with a bathroom.
GOLD / cantaloupe / 6581 posts
No, I'd still thankfully make more than 3 daycare payments, and the added benefit of my cheap insurance + free Master's degree would make it worth it. I would, however, have to sell my house because we wouldn't be able to afford a mortgage!
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