Hubby and I are meeting with a realtor next week, and I wanted to get some thoughts on our current situation.

Right now we own a 2B/2Bath condo. We don't anticipate any more kids so there's plenty of space for us, plus we're in a good commute area (very important for the DC area), we like our neighborhood, etc. The two major downsides, and why we're looking at selling is that we're in a very poor school district and we don't have any space (except our couch) to host visitors.

Kiddo is 3, and will be starting kindergarten in September 2018. Husband works for the federal government and his job situation is uncertain until early next year, after the election shakes out, so we aren't in a huge rush, but hoping to finalize our plans by late 2017/early 2018.

We're looking at a townhouse or a house, in a better school district. In the DC area, the better the school district, the higher the housing costs. Areas that have good commutes AND good schools are almost entirely out of our budget, so we would be looking to sacrifice some of our commute for an upgraded school district. We likely will make a little money on our condo but not much, maybe just enough for a 20% down payment.

The biggest question is timing. Husband wants to stay in government another 5 years (2021, kiddo would be 8) in order to qualify for a bunch of great retirement benefits. We'd be foolish to leave that behind at this point. But we're very seriously considering, after 2021, moving back to NJ, where our parents are.

So the question is, do we stay put, send the kid to a not so good school for 3 years and then move to NJ, or do we buy something in a better area now and reassess once we get to 2021?

And just to say it out loud, I suggested selling and renting for a few years and husband is adamantly against because rents are comparable to mortgages in our area and he feels we'd be wasting money.