We're looking at taking a weeklong beach trip this August--our girl will be turning 1 and our boy will be turning 3. We are in the NYC area and I'd like a short-ish flight, ideally just a direct flight but I'd be okay with a quick two-leg.

Required: nice beach with gentle waves (like, not the Atlantic coast), pool, beach hopefully not jam-packed with people. We could spend a little, we're not really on a tight budget. We went to Rosemary Beach two years ago and thought it was perfectly nice and totally fit the bill for above, but wondering what else is out there. We haven't typically been all-inclusive types (my husband and I always found nice boutique hotels pre-kids) but I'm not averse if everyone agrees they're awesome with young kids.

Thoughts? Where have you been that you loved?? Also, I know it's prime hurricane season, so I guess we'd get travel insurance.