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nope! messed up my first cc and learned my lesson
dh and i use two ccs and pay off monthly!
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We always pay our CC bills in full each month.
ETA - I'm 30 and I've never carried a balance on my credit cards. My parents reamed that into me.
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Despite having parents who drilled financial responsibility into us from a young age, I have a good amount of CC debt. It will be a long time before it's gone, unfortunately. But I'm glad I'm not the only one! I'm usually too embarrassed to post on these threads hearing y'all talk about your finances/debt/etc, lol.
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Usually don't - unexpected moving and vehicle maintenance costs right when I stopped work (maternity leave hadn't kicked in yet) means we're currently carrying a small balance but I prefer not to carry one at all.
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@swurlygurl: I
Discover -- our apartment when we lived by you, we could pay by CC! Now we can pay utilities on it, which rocks.
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Never have, and hopefully never will.
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My parents instilled good cc use on me as well, then I got divorced, and I worked hard to pay it all off. Now I have a small balance that will be paid off in a couple months. We had some unexpected things come up and I couldn't keep up with it for a couple months while I was on maternity leave.
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Yes, but not much. I didn't get one until last year and I don't use it very often.
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No, thankfully.
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I got a second job and paid it off last year. Best feeling!
Discover -- our apartment when we lived by you, we could pay by CC! Now we can pay utilities on it, which rocks.
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89 comments