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Do you have help from family financially? Do you help family?

  1. jhd

    coconut / 8079 posts

    No and no. But both grandmothers love to buy things for LO like clothes, shoes, books, etc.

  2. Mamaof2

    squash / 13208 posts

    sort of

    I have asked my mom to front me money for a few things and then when the time comes she wont let me pay her back

  3. edelweiss

    grapefruit / 4923 posts

    my parents tend to give cash as gifts for various occasions, but it's not something we rely on as part of our income. we haven't provided financial assistance to family members.

  4. oliviaoblivia

    pineapple / 12793 posts

    Kind of.

    We don't ask for our expect anything but my parents are very generous with gifts and vacations. FIL had started disbursing his estate for tax reasons so we have received some cash. It goes directly into savings, education funds, or home repairs.

    We definitely love within our means, but appreciate the extras that family generosity allow for every now and then.

  5. mrsjyw

    GOLD / wonderful apricot / 22646 posts

    ILs are very generous with their "special occasion" gifts.

    We (and my brother) help my parents with bills.

  6. Mrs. Lemon-Lime

    wonderful pea / 17279 posts

    Our families do not help us financially.

    Mr. Lime has given his mom money since we have been married; I have done the same for my dad. Mr. Lime gave his extra car to his brother for free. We even paid for the routine maintenance & surprise repairs right before handing over the keys.

  7. snowjewelz

    wonderful kiwi / 23653 posts

    Yes - my in-laws gifted us a large sum of money as part of our downpayment for our house. My parents did the same, and they actually paid for most of our house so I pay them "mortgage". But they've been so generous since I've been pregnant and wanting to pay for a lot of things so I'm super thankful!

  8. namaste

    persimmon / 1313 posts

    Nope but we have given because we'll never get that money back. We try to give when we can but both our families are a little expecting when it comes to giving help.

  9. plantains

    grapefruit / 4671 posts

    Yes, MIL gave us some money towards our downpayment and she funds DDs 529.

  10. alohaorchid

    persimmon / 1404 posts

    Not a thing. I wouldn't take anything even if it was offered, I can take care of myself jsut fine and don't need the strings that would come attached.

  11. bunnylove08

    grapefruit / 4442 posts

    no

  12. SugarplumsMom

    bananas / 9227 posts

    Nope

  13. JennyG

    clementine / 912 posts

    We bought a house at an auction recently and needed to come up with some serious cash in only 10 days time. Luckily, we knew that both my and DH's parents were more than willing to help us out until we can get a home equity loan in 6 months.

    Typically, they help us out by being too generous. We don't need it, but as both my dad and DH's mom say, you can't take it with you. They'd rather share it with us now then wait to give it to us as inheritance.

  14. fancyfunction

    grapefruit / 4085 posts

    My parents give us and M very generous monetary gifts, because they want to and also to help disperse their funds.

  15. LuLu Mom

    GOLD / wonderful olive / 19030 posts

    My in laws always give us large birthday/Christmas gifts (cash) but it's not something we count on when budgeting. We will occasionally get random checks in the mail as well, they say they are trying to "get rid of cash" for the end of the year (they farm and have particular taxing rules)

  16. ElbieKay

    pomegranate / 3231 posts

    My parents paid for my college education. They also gave us a generous wedding gift that covered more than the cost of their guests. And now they watch our son (their first grandchild) two afternoons per week, which shaves 20% off the cost of childcare for us.

  17. illumina

    pomelo / 5469 posts

    Not regularly and only for major things like education, wedding, deposit for house, expensive items of furniture. My parents also contribute to a savings account for LO.

    I wouldn't be opposed to helping out family, though I have never done so other than giving holiday vouchers and nice wedding gifts.

  18. LaughLines

    clementine / 880 posts

    DH and I are extremely careful with our money, both being in finance/accounting fields, and have never really needed assistance from our parents since graduating/getting married. We both had our full schooling paid for (even DH's masters) and my parents paid for most of our wedding. Not having student debt has allowed us to be able to afford our own down payments, etc, that we may not have been able to otherwise.

    However, both of us have sisters and both of our sisters are less financially stable. Both of our parents help out our sisters in ways they don't help us. Gas, car insurance, flights home for holidays when they don't buy us flights, etc. It's a little annoying that just because we're super responsible and always saving / working hard on our home business and becoming financially stable on our own that we don't get some of those "perks". I know my parents could afford to pay for our flights, too, but know they don't have to with us. And DH's sister bought a car WAYYYYY too expensive for her level of income, so she can't afford to pay for the insurance on it, and her parents cover it. We have cars that are much less expensive than hers (and much less nice) but we pay for them AND the insurance on them (and gas, maintenance, new tires, etc, which she doesn't).

    I don't mean to sound bitter, i'm glad we're financially independent. Just a little annoying sometimes

  19. Sapphiresun

    nectarine / 2220 posts

    Not out of necessity...

    We were given an interest free loan from DH's parents when we bought our condo, but that's long paid back. However, when we go to visit them, they usually leave some money on the nightstand in the guest room "to help with the costs" of getting there. Not a lot, and we've tried to refuse it... but no go.

    In the past though they've loaned us money for school (fully paid back) and gave us money for our wedding.

  20. artsyfartsy

    cantaloupe / 6692 posts

    my dad bought us a new washing machine when ours bit the dust a couple of months ago. We really couldn't affoed to replace it and he graciously offered. And that's the only time we've ever been helped financially by family.

  21. Shutterbug

    grapefruit / 4703 posts

    My parents helped pay for college (but I still have student loans), and paid for maybe 20% of my wedding, but that's it. We make more than they do now, so I would feel ridiculous getting financial assistance from them. My ILs have never helped us financially.

  22. Astro Bee

    pear / 1503 posts

    My husband and I are both financially comfortable and have been since before we met, so we don't receive help from our parents. Other than my parents paying for my wedding dress and his parents paying for the rehearsal dinner (they both wanted to because it's tradition, but it wasn't necessary), we paid for our own wedding. Same goes for car and housing cost. If I stretch way back, my parents paid for a few flights home during college.

    We do help my ILs out a lot financially, however, with large interest-free loans. I also gave them my car when I bought a new one this fall. I've also helped my brother out a few times with flights for Christmas, and seed money when his apmt burned down (without insurance). We did say no to my BIL and his wife when they asked us to co-sign their mortgage this fall. We'd just found out we were expecting, and we didn't feel that they were financially prepared to own a home, especially a major fixer upper. We did help out with their wedding, though, and I imagine we'll help my brother too, when the time comes.

  23. My Only Sunshine

    persimmon / 1129 posts

    Our moms both offered to watch our daughter for 2 days each during the week when I went back to work part time and both refuse payment. We get them occasional gift cards but it has absolutely saved us a ton of money in child care expenses!

  24. .twist.

    pineapple / 12802 posts

    Currently, no. Have we ever? Yes. As a married couple, we have never needed financial aid. However, both our parents have offered to help from time to time for various things. We have paid them back every time.

  25. anonysquire

    cantaloupe / 6923 posts

    Yes. My parents are very generous. I mean we pay all our own bills except we have company cell phones so my dad pays those. But they bought our house. And they take us on trips and give us fun money a lot and feed us. Haha I might die when they leave me to serve a LDS mission. And we don't ask or need the help, but they are just super generous and caring people.

  26. anonysquire

    cantaloupe / 6923 posts

    Oh and my husband's mother has asked for money often and I've always said no. It w oukd be different if she wasn't an alcoholic.

  27. BSB

    hostess / wonderful apple seed / 16729 posts

    A few years ago we needed some financial help but we've since paid them back and luckily, have not needed to ask for it again. I do help my parents out but it's very minor (like cell phone bill because both my parents are on my family plan). There are other issues with my parent's finances but that is due to my dad's fault. I will help my mom out but not my dad.

  28. 808love

    pomelo / 5866 posts

    No, but I usually get a monetary birthday and Christmas gift. My dad gives me some $ when I see him, which is rarely since he lives far away. I treated my mom to some big stuff at Disneyland this year but then again, she covered the hotel for a few days.

  29. fairy

    persimmon / 1343 posts

    No help from family here other than a loan from SIL a few years ago that we paid back the next month, but we have helped family members. In fact, my MIL is moving in with us soon because she is in a really bad financial position and it is about to get worse. So we are going to fix her house up and she is moving in with us for the time being. I don't think I would feel right accepting financial help from family - even when we were poverty-line broke while DH was finishing school we still held our own.

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