I am trying to choose an insurance plan that will cover the remainder of my pregnancy and delivery. My doctor is in network, my ultrasound center is in network, and my hospital is in network. Is there any reason not to choose an EPO plan over a PPO at this point?

Has anyone had an EPO plan while pregnant? were there any surprise charges (like even though you saw an in network doctor, you ended up with a bill for some out of network charge)? I know anesthesia is the one everyone talks about, because they usually don't take insurance, but I've heard you can fight that bill. any others I should take into account?

the EPO plan is a bit cheaper, and the PPO only covers 70% out of network anyway, so out of network would be a bill either way, just a bigger one on EPO.

would love to hear good or bad stories about your pregnancy with an EPO plan!