coffee bean / 40 posts
I was so confused when my OBs office had me do this! I live in NY, and my prenatal visits are covered but I had to pay half my deductible and then 20% estimated co insurance. 25% was due at 18 weeks and then the remainder by 36 weeks, but I just paid it in one lump sum. I had a lot in my HSA account from maxing it out in prior years. It worked out to be ~$2,100. When the baby comes I'll also have to pay the hospital bill and +/- anything after my OB sends it to insurance. I hope if I do get a refund its not multiple months after birth like some of you are saying! The amount I paid definitely doesn't cover everything because I've had separate bills for my 20 week ultra sound and RH/Tdap shots. So annoying.
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