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We have our own separate accounts, but we have a joint account for the bills - mortgage, cable, electricity, etc. We each put about 60% of our paycheck into the joint account, and it works well for us. The bills are taken care of and we each have our own money to do whatever we want with.

DH and I currently have separate accounts but we are finally merging after almost a year of marriage so I can budget better. I make more money so I pretty much pay all the bills while he usually pays for groceries since he does the food shopping. We never really split anything since merging our accounts was always the end goal.

We split who pays what. (I take care of utilities & vehicles, he takes care of the home.)
It's all going to the same cause.
We have a joint savings account.

We both have our own checking accounts but we have a joint savings account.

He transfers money to me for the mortgage because it comes from my account, and I pay for everything else in the world. He just takes care of his car payment outside of household stuff.

Our respective salaries are direct deposited into our separate accounts, and every month we each make equal deposits into a joint checking account out of which we pay rent, utilities, meals out together, groceries, home furnishings and vacation expenses. Basically all shared costs come out of our joint account (which we fund equally) and all other expenses we pay for out of our separate accounts. It has worked perfectly for us for the past 8 years. It keeps us from even having a blip over what he spends on clothes (a lot!) and what I spend on my horse (way too much!). In 11 years together we have never had one argument over money.

My parents fought about money a lot--my mom was a stay at home mother and always felt like she had to ask permission for everything--so my goal growing up was always to make as much money as my husband so I never had to ask for anything. So far I must say this strategy has led to FAR more happiness than my parents' situation!

We have separate accounts only because that's how it works here. It's all linked (in some way) to the tax agency, so everyone needs their own account. Our mortgage, is under both our names, but is autodeducted from DH's account.

Bills are kind of a POS because it's not automatically deducted like it is in the States. We have to go online and pay them through the bank's website that requires a doodad that generates an 8 digit code to login. The bills are posted on our account, then we have to use the doodad again to generate another 8 digit code to pay them. It's a pain, but everything's secure.

DH and I now take turns paying monthly. It's technically his account though. We consider all income coming in as ours (the family's).

We have always had completely separate accounts except for one joint credit card. I pay the mortgage and he pays the house bills. We pay for our cars separately. We just take turns paying for groceries. This arrangement works well for us.

We've had separate accounts since we've been married. We each pay certain bills. Now that we have a LO on the way we are going to combine because it just seems to make more sense with me being on mat leave for a while I won't have any income.

We divide bills/expenses proportionally according to income. We do have a joint account for our mortgage/property taxes and a joint savings account for our emergency fund.

DH pays mortgage, utilities, car/home/life insurance. I pay for groceries, cable, internet and property tax.

Whatever doesn't go toward expenses is ours to spend however we want.

We have separate accounts but we both pool mutual bill money (like mortgage/cable/water) into one account. We use our separate accounts for individual bills (student loans/etc.), lunches, gas, clothes, fun spend, etc.

We have separate checking accounts. DH pays all the bills from his out of his income and handles the budgeting (either of us could do it, but he loves playing with the numbers, spreadsheets, etc. so he enjoys it). We basically live on his income. Our paychecks are deposited into our separate accounts.

The only stuff I pay out of mine is my CC bill, grocery shopping, my gas, and any other little stuff I buy (Target, clothes, etc). I usually also pay for travel stuff (airline tix, hotel).

Then when I get too much cash in my checking acct, we transfer chunks of it to various savings.

No LO yet and we are lucky to do it this way. It wouldn't work for everyone but it works for us. We have complete financial transparency with each other and keep detailed records, expense tracking, etc. and we save monthly for recurring expenses.

We have everything joint except for our "fun money" accounts. Those are small though - $150 biweekly each in those. It would be too confusing having everything separate I think!

We have personal checking accounts and a joint one. We pay all our bills and transfer money to our investment account from the joint one. Our personal accounts are for fun money and for him to send money to his family. (We don't want them to have access to our main account in case one of them gets mugged and forced to use the ATM, which unfortunately is a common occurrence where they live. )