I just signed up for short term disability benefits through my employer. I can't remember the specifics, but I'm pretty sure I signed up for the maximum plan they offered and the weekly rate is not even 50% of my salary. Is this normal?
Is there something else I can get? Should I call and see if there is a different plan that offers more? Everything I read online says you can get it up to 70% of your salary?
I'm trying to think of future maternity leave with a #2 and I am terrified that we wont be able to afford it. I am the breadwinner, so 12 weeks off completely unpaid is not an option.
I should be able to save 3 weeks PTO, and short term disability covers 6 weeks, but at not even 50% salary, I'm questioning if We would survive! I am also planning on starting a savings account just for maternity leave This is depressing!