Do you think ads like these will help save ACA?
Is this an accurate portrayal of life without affordable medical insurance & good benefits?
Do you think ads like these will help save ACA?
Is this an accurate portrayal of life without affordable medical insurance & good benefits?
pomelo / 5298 posts
I think it's ridiculously accurate. Healthcare in our country is costly. I don't know what the right solution is but I know we need change. Too many people use ERs and hospitals as doctors offices. Too many people ignore routine care and issues aren't caught.
wonderful pomelo / 30692 posts
It's absolutely accurate!
But I don't think ads like this will save the ACA. Republicans don't care about poor people or the sick, so...
grapefruit / 4321 posts
Honestly I think ads like this are counterproductive. I think it's definitely an accurate representation, and it's an issue that needs to be fixed. However, by calling it "The Republican Health Care Bill" they just encourage more people to dig in their heels and not listen to the other side, and ignore straight up facts for the sake of protecting their own "team", thus, making it impossible to come up with a good solution.
watermelon / 14467 posts
Yes, it is an accurate portrayal.
@Truth Bombs: I agree that they need to call it by it's official name. I think that that was half the problem with ACA, they kept calling it Obamacare (and they still do), which makes the other side dig in their heels just as much.
pomelo / 5298 posts
republican that does care about healthcare, sick people and a workable solution. But like I said I don't know what the solution is. I know as a society we need some behavior changes and attitude changes regarding healthcare. The thread from today about what a pediatrician charges for well visits displays some of the attitudes and changes I believe are necessary. The hmo world so many of were raised in created a lot of poor consumer behaviors. Now we are heading toward a HDHP world and people are becoming better consumers but we still need to fix the system overall.
wonderful pomelo / 30692 posts
@MamaG: Sorry - I hope you didn't take offense to my remarks. I definitely don't believe ALL Republicans don't care about the sick or the poor. It just feels like many of the elected very-conservative Republicans in Congress care more about small government than the sick or poor.
pomelo / 5298 posts
@Adira: oh I care about small government too but I think we can find a balance between smaller government and better healthcare. I do believe some of better healthcare comes from better use of healthcare services by all of us.
grapefruit / 4455 posts
@Truth Bombs: I tend to agree with this!
@MamaG: Agreed about the ER usage.. but then right now I have a doctor (leftover from when I had HMO and had no choice) who really does nothing for you unless you're in really really bad shape. So I have to admit I've contemplated just going to urgent care/ER instead of him when I had a problem. I didn't end up doing this, but my point is right now we also have a problem with access to doctors even if you have a good plan. I missed an appointment with a specialist recently and am now waiting five months to get seen. The only way to get seen sooner would be again, if things were really really bad. (Thankfully they aren't.) I'm just saying I can see how people end up there, and I have really good PPO insurance with a pretty low deductible. (Edit to add, in case anyone is wondering why I don't switch drs..it takes months to be seen and we're about to move.)
grapefruit / 4321 posts
@MamaG: I totally agree that we need to change consumer behaviors. However, they also need to be given correct and easily understood information on which to base their behavior, which is a real issue. I have a friend dealing with fertility treatment coverage right now and it seems every time she calls her insurance company, she gets a different answer. How can she make informed choices if the customer service reps at her provider can't even give her correct information? I work in financial planning so my area of work gives me at least a slight bit more familiarity with insurance than the general public, and I consider myself to be a relatively smart person, and yet, I delegate ALL of our health insurance stuff to my husband because he is more patient and takes the time to fight our providers and insurance company when something is billed incorrectly (which it seems like it ALWAYS is). If two smart, successful, college educated people like my husband and I have such a hard time with this, how is someone who doesn't have a GED supposed to navigate this confusing world in order to be a good consumer?
grapefruit / 4045 posts
I'm a republican and I do care about poor and all sick people.
@MamaG: I agree with what you are saying.
wonderful pear / 26210 posts
@Mrs. Lemon-Lime: I think the people in that ad can be any of us, even those of us with insurance. Given the fact that the costs are the costs (meaning, you can't really shop around to get the best price for care when you're ill), I truly believe that in this country, everyone except the 1% is just one tragic illness away from financial ruin.
It is really difficult for me to rally behind lawmakers that don't have these kinds of worries...how can they possibly understand when they have the gold standard of benefits?
coconut / 8472 posts
@MamaG: Can you expand on how HMOs created bad consumer behaviors? I'm honestly not all that familiar. I mean, I grew up going to the doctor for well visits or when I was sick, and only going to the ER when I had an accident that warranted it.
@Truth Bombs: I agree, health insurance is way over complicated and the customer service reps are clueless. It was so tough getting questions answered when I was pregnant about what kind of pump was covered and what my costs might be. And I could tell they were literally reading off the screen and had no comprehension about what they were saying.
pomelo / 5298 posts
@ShootingStar: we have become accustomed to the relatively small copay without regard for the full cost of a service. We also haven't needed to shop around for better pricing on services.
coconut / 8472 posts
@MamaG: I wouldn't really agree that's bad consumer behavior. I think that's the way it should be...
wonderful pomelo / 30692 posts
@MamaG: What types of services are you referring to? Just curious, because I know I mostly just go to my primary care for physicals or follow-ups. And if I need to see a specialist, they usually refer me to someone (or an office) in particular. I don't recall ever having a situation where "shopping around" would apply. But maybe you're referring to services I don't use.
nectarine / 2821 posts
@ShootingStar: I agree with you, and I think that illustrates one of the many reasons why this is such a difficult problem to fix. ETA meaning people feel so differently about how things should be.
I don't think my hmo is perfect but I sure as hell don't think I should have to shop around for the best deal on my healthcare! I think it's great I have no copays for all well visits and set copays for sick visits or procedures. Because it's so delineated, I don't feel at the mercy of my insurance plan or claims.
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