Just for fun... Say you won the lottery or were suddenly gifted $15K... What would you do with it?
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Put it towards our down payment!! Whoo that would be AWESOME.
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Put a huge dent in my student loans!
That way I could focus on putting money towards LO's college + our 401Ks!
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Pay off my car immediately!
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Split it between our investment account and our LO's. I'm boring like that.
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Put a huge dent in our renovation bills.
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I'd buy two top grain leather sofas for my new to me house and put the rest of it in savings.
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Savings!!
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Put it into savings.
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I think we would save about $10k and go shopping with $5k. DH has been wanting a massage chair and I want an iMac!
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Buy a car that would fit both car seats and strollers and still have room for groceries and what not. My little PT Cruiser just isn't cutting it, even with a slimmer stroller for little miss Em.
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Pay off the rest of our credit card debt and then put the rest on a car!
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@NaturallyCathy: it's crazy how much space two kids can take up in a car!!!
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Half towards our down payment savings and the other half towards my student loan.
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straight to downpayment savings!!
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Put it towards remodeling the kitchen + new appliances.
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Pay off my one private student loan and put the rest in savings/ LO's 529 plan!
And spend 500 on some spring clothes for ME!
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Put it in savings/investments. Boring. Maybe I'd skim $500 off the top and go shopping.
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hmm. I'd probably pay off my big student loan. Or put it in savings in case of future LO-related needs. Hard to say....since my student loan interest rate is SO low (1.7%), and the payment is low ($120/month), I'm kind of content just paying it for the rest of my life.
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pay off my credit card
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@winniebee: ooh, good call on the spring clothes
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divide in three parts- downpayment, DH's car, paying off debt
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I would use it towards new windows and paying down the mortgage.
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I would buy some new furniture for the house and get DH a new car. Or use it all to finish the basement.
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Wed pay off my student loans. Then we'd be debt free, minus the house which we hope to sell soon.
Its fun to think about!!
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5K in savings, the rest to pay off credit cards, student loans and car loans
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Put it towards home renovations!
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@mrs. wagon: Was just walking around fanueil hall at lunch and saw so many young women so stylishly dressed. Made me feel like such a frump!
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@winniebee: mmm... it may be time for a Wrentham run...
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5K in savings, 5K toward our principle, and 5K on home improvements (windows, roof, or re-tiling the bathroom).
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pay off my car.
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@mrs. wagon: I totally need one! I just realized I am wearing pants from 2001 - NO LIES!
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@winniebee: hey hey, no shame... if pants from 12 years ago still fit you post baby, good on you!!! hehe
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@Anagram: I feel the same way about my student loans. Your rate and payment are not too bad! that's good!
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Really guys? NOONE would take a vacation?
Bills -> savings (split between actual savings and possibly income after mat leave so I don't have to rush to find a good one) -> vacation -> lo's RESP/ an RRSP for us.
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@sera_87: haha! I know! I feel so irresponsible saying I'd spend at least 5k on *things*. I would definitely love to go somewhere and budget that in!
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Tithe/offering, CC, and the rest to student loans! I could pay off all but a couple of my smaller loans with that!
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$5K to top off our emergency fund
$9K to pay off debt
$1K for a little getaway
Honestly I'd like to spend all $15K on a great vacation but $1K is about as much as I'd let myself spend on myself.
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Pay down consumer debt.
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$10k in savings, 3k for home repairs & 2k on vacation!
That way I could focus on putting money towards LO's college + our 401Ks!
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