Hellobee Boards

Yes, we do. I can't remember what companies they are with...we used Zander insurance and they come up with quotes from lots of places and you can either choose the cheapest or do research to choose if you have preferences other than costs. It was really easy.

Ours are through Northwestern Mutual

Ours are through Guardian (per our financial planner).

Yes, when I was pregnant earlier this year we both bought life policies.

ETA: ours is through our credit union and the payments are set up as auto pay.

@regberadaisy: We have mostly whole but term is cheap so our FP wanted us to get that as well while our kids are still young.

@regberadaisy: I'm an insulin dependent diabetic so it's very difficult to get approved because of the risk.

I have one through work but I pay for it (not sure if that's considered work-funded?). It's through Unum. DH has one but it's work-funded.

Just DH through State Farm but I think we will switch to his work one in open enrollment because it's cheaper, like $2/month.

We both have one through northwestern mutual and I also have a plan through work that's one of my benefits.

DH def does. I think I get something thru work...

We both do and like @Mrs. Lion: we used Zander insurance to find the best deal.

@regberadaisy: We both have life policies through our employers and my husband has a separate individual policy not thought his employer, which I believe is through Prudential.

Just an FYI, you can take work/employer-sponsored group life insurance policies with you when you leave your employer – you have the option to convert group life insurance to an individual policy when you leave your employer. You’ll pay a higher rate for an individual policy vs. the group (i.e., employer sponsored plan); but you can take life insurance coverages with you when you leave your employer. This is mandated by the state, not by specific employers, and different states have different timelines where you're eligible to convert your coverage, etc..

The New York Department of Insurance has mandated that individual whole and universal life policies are offered to employees converting from a group life to an individual life policy. Your employer should have given you notice of this when you left employment.

@RsMom: My husband is insulin-dependent as well but has a life-insurance policy through his work. I can find out the company if you are interested.

We both have policies, one through Genworth and one through Hartford. Our financial planner helped us choose the best coverage deals for us.

We both do through Ohio National.

As an FYI to those who only have work plans - while you can convert them after you leave the company, what you have through your companies is considered term life, rather than whole life. Once you convert it, it will be far more expensive than what you pay for through work.

Mutual of Omaha - we went with term policies for now, since we need a lot of coverage. We'll re-evaluate every 5-10 years or so, or with any major financial / life changes.

We both have insurance through work for us and the kids, then separately we have life and critical illness through our FP, and CI for the girls.