79 votes
grapefruit / 4355 posts
We just have work ones for now but now that I am pregnant, we need to look into getting policies for both of us with more and better coverage.
GOLD / wonderful apricot / 22646 posts
Yep we have a combo of private and work related life insurance. We have a mix of term and whole life through a few different companies.
pear / 1547 posts
We are in the process of applying (getting labs/exam done this week actually!) now that we have a kiddo. I'm getting us a 10 yr term policy through my professional organization that goes through NY Life. Should cover mortgage (which we don't have yet but hopefully will within 10 years) and paying off student loans and baby raising expenses. The other option I looked into was AAA's plan. After 10 years we'll reevaluate what we need based on what we have through work, how many kids we have, what that future mortgage is, etc.
pomelo / 5129 posts
I have one through work and through Modern Woodmen, which my parents set up when I was a baby.
DH has had a hard time getting an affordable policy because of his health (he's type 1.5 diabetic and has had kidney cancer).
I've started to consider adoption, and this has me a little worried because the agency we'd most likely use requires both parents to have life insurance.
GOLD / wonderful pomegranate / 28905 posts
@Mrs. Lion: @jhd: do you have to pay for the different quotes?
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