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Ours was covered

I know with us, we had to pay the specialist co-pay of $50, where everything else was covered under our insurance. I can't imagine people having to make decisions based on cost. Totally stinks!

Ours was covered but with my first, insurance only covered 80%. Well as you can see now, 20% of that amount is still a big chunk of change so we declined the first time around.

Perhaps it's considered preventative care?

Ours was covered.

ours was covered

Ours was covered thankfully. I had no idea it was that much money!

Mine was not fully covered, I had to pay 10% of the blood work until we reached our $300 deductible. I too was shocked how much they charged for certain things - a cystic fibrosis test was $1,456 (I owed nothing, thankfully) alone!

Ours would have been "covered" (had I opted to get it, which I did not) at 80% if I had already met my deductible. But I had not, and am pregnant over two different years (yayyyy double deductible for the same effing pregnancy...). So I guess technically yes it would've been "covered" by the plan, but for practical purposes I would've had to pay the whole thing out of pocket.

Ours was covered, but my OB called our insurance to make sure it was before the appointment. Most of those types of scans need to be pre-authorized. When the pre-authorization isn't approved, they should let the patient know.

I called my insurance company when we started TTC, and basically found out that it's all about meeting our deductible within the calendar year. The bottom line is that we won't pay more than $2500 out-of-pocket from 1/1-12/31, and that includes everything ( prenatal tests, screenings, hospital stays, etc.) For us the MaterniT21 test is optional and we'll pay probably $200ish, but the info is too important that we'd be willing to " splurge" if need be. I figure it's all just going towards that price!

Mine was covered at 90%. We paid about $82.

Ours was covered. I called first to make sure.

Our's is covered (blood tests + NT scan) but our state also does 12 week and 16 week blood testing for health statistics which is free for anyone who wants it, so I think that part is free for everyone.

That's just nuts! We paid out of pocket here and NT was around 60 usd, blood/urine around 40 usd.