-
@MamaG: I hope that's true!
-
Ours is $335 per month for family coverage thru DHs job. It's a hdhp.
4000 family deductible and 6500 max OOP (see below)
We pay the negotiated rate until we hit the deductible and then it's 10% co insurance after that until we hit max OOP. (For example a pedi office visit is about $60)
we have only met the deductible once for LO's birthThe big kicker is that DHs work fully funds the max OOP via a yearly HSA contribution.
-
DH's employer covers us 100%.....it's part of his compensation package! We just pay $20/co-pay and nothing for well-visits. We have access to great hospitals and doctors. I am very thankful!!!
-
I have bluecare network and pay $160 bu monthly for myself, k and dd2. I cannot add dh to my plan bc my company is cheap and doesn't allow spouses who have coverage through their work.
I think when we all merge to DHs plan it will be $200 bi monthly...
-
Ours is $340/month with a $5k deductible and $6.5k max OOP. No copays, but we pay everything up to $5k. It sucks, but was the best option of the 4 insurers we could choose from. Every company I've worked for has been on a HDHP. My employer contributed $600/year to my HSA and I can contribute enough per year to cover the max OOP without exceeding IRS regs, so if you take into account the small tax benefit there, it's not quite as bad as it sounds, but we definitely meet our max OOP every year.
-
Ours is about $300 a month for the 4 of us but my work (public employee) pays 80% of our deductible, co-pays, everything.
-
We are all on my husband's plan for family coverage and it's like $300/month and great coverage. No complaints - one of the benefits of working for a public university!
-
@Mrs Green Grass: the employer cost for our insurance is like $23k; which is crazy!
-
Ours is ~$160 per month and really good. No more than $25 co-pay for anything outpatient, and all the in-patient stuff is covered over our $200 deductible. It is the one and only no-catch, real perk we get as teaching assistants at our university. We're only on it until September, though, because next year I won't be teaching. I'm nervous to see what DH's looks like!
@yoursilverlining: yes to public university healthcare! Somehow, we managed to get the same health benefits as professors have, and it is ah-ma-zing. I'm sad to be leaving it next year!
-
answered twice oops
-
Between $350 and $375, but we are also assessed a $150 monthly fee on top of that for me to be covered. Once I have this baby, I'm going on my employee health plan. It has a lower deductible but the maternity coverage is poor.
-
We pay right around $800 a month for the 3 of us. $2500 deductible $30-$50 copays. It sucks. We usually spend another $800/month in copays, prescriptions and payments to the hospital for testing we had done on my son last year that wasn't covered but necessary.
-
I pay $140/month for me and dd. I teach, so good insurance. I think 500 deductible, 1200 out of pocket? DH provides his own because they offered him cheap, ok insurance for less than adding him to mine as part of his grad assistantship.
We both miss living somewhere with universal healthcare though
- Google Plus
- Stumbleupon
- Twitter
- Facebook
- Pinterest
- Favorite0
52 comments