-
Right before we got married, when we bought our house.
-
A month or two after we got married.
We wanted to wait til our name changes went through.
-
When I was on maternity leave! We waited a while. Once baby was here it didn't make sense anymore to be separate, especially when I wasn't getting paid.
-
we were engaged and just moved into our home. we still kept our individual accounts tho!
-
It was right after we got married, like the day after we got back from our honeymoon. We deposited all our wedding money & just went to one checking & one savings.
-
I don't think we'll ever combine, honestly. We have a joint account but we hardly use it. We each keep our own checking and savings accounts and personally I like my financial autonomy.
We just split up who pays for what. DH pays mortgage and house related bills (like utilities and cable), then saves/invests and spends money on himself for commuting costs/eating out/fun money. I pay for LO's daycare (a huge cost), my commute costs, my student loan, and stuff for LO and me.
It works for us.
-
Before we were engaged
-
The summer that we got married. We officially did it right after the wedding, I think, but the logistics were complicated, because we were also moving out-of-state within a few weeks. I don't really remember exactly how we did it, though.
-
@Crystal: name changes make everything complicated! Especially when moving soon after. I changed my name, moved out of state, and combined finances. I had to tell more than one person, "no, I'm not trying to escape debt, I'm just getting married and starting school." Apparently, I raised more than a few red flags
-
Before we were engaged, about two years in?
-
When we purchased our home. We were engaged and had been together for 4 years.
-
we opened a joint account after we got married. we still have our personal accounts too.
-
We didn't open a join account until just recently, and we've been married for 4 years and living together for 8.
-
We did after graduation (post-college so we weren't 21), when we moved to the NYC-area.
-
After being together for a year, we opened up a joint ING savings account. And then once we got engaged (two years in), we opened up the joint CC to pay for wedding expenses and collect miles. The joint checking account came shortly after!
-
We didn't change our accounts around or anything, but every penny has been considered communal since our wedding day. There's no differentiation between "mine" and "his."
-
Two years into marriage, and after 12 years of being together, we still haven't combined. But I recently got all of DH's online banking info and sort of control all the money. Switching accounts and combining money just seems too difficult.
Like @anandam:, since we have been married, all of our money is sort of communal.
-
A few months before marrying when we bought our home. I had our joint finances figured out on paper ( I am the numbers one) a few months before we actually did it.
-
I waited until after I changed my name, so about a month or two after the wedding.
-
About 9 months after we got married. I finished a summer temp job and haven't worked much since, so since he makes all the income, it goes into his account that he added me on. When I do work, it's pretty much just fun money for me, cause it doesn't pay very much.
-
I think it was right after we got engaged.
-
We had a combined savings and checking before we got engaged, junior or senior year of college, but also had separate accounts still. Some time after engagement when went completely combined.
-
Right after we got married.
-
We were practically wearing a wedding dress and a tux when we went to the bank, lol! It was early the next morning so we could deposit all the checks in a joint account before leaving for our honeymoon.
-
@MrsH: Curious to know how joint access works? Is it where you can just view each other's account, or withdraw money as well?
We combined our finances after we got married (which coincided with me moving). We also have our separate accounts for personal fun spending.
-
@Freckles: We can both remove money from both accounts but we never do. *shrug* it has worked really well for us.
-
We never did! We still have separate accounts after about 4 years of marriage. We do have a joint savings account though. We just kind of split up bills and expenses and we don't really make big purchases without discussing. We've talked about possibly combining but just never done it.
-
@MrsH: Okay, interesting! I have friends with separate accounts but they don't know what's in their SO's accounts. I think DH would be annoyed if i randomly decided to withdraw $20 from his account. haha
-
@Freckles: They don't have even a ballpark guess? That would worry me just from a savings standpoint. In our house we have a disparity in income so if anything I dump money into DHs account when needed (we live well below our means though so spending money/savings aren't really an issue).
-
@MrsH: Nope. DH and i were talking about this and how it would totally not be okay. For instance, how would you know you're meeting your savings goals? I'm not a fan of just trusting the other person, you know? Oops, didn't mean to hijack the thread.
-
Right after we got engaged. We were sick of living together and having to write checks to each other!
-
We did it a month or two before we got married, so that our next direct deposit cycle would be in the joint account and accessible before the wedding/honeymoon. We both closed our individual accounts.
- Google Plus
- Stumbleupon
- Twitter
- Facebook
- Pinterest
- Favorite0
71 comments